Guides

In this blog, we will guide you through the reasons behind these rate hikes, explain how to calculate their impact on your mortgage, and explore strategies to effectively manage increased costs. With the right knowledge, you can make informed decisions and be better prepared for any changes in interest rates.

At The Lending Channel, we understand how critical and, at times, confusing the journey to secure business property financing can be. This guide is designed to walk you through everything you need to know—from understanding business mortgages to mitigating risks and exploring real success stories. 

Looking to secure a mortgage but has a low credit score? This blog explores mortgage options for individuals with bad credit, outlining steps to improve credit scores, specialised mortgage options, and key factors lenders consider. With insights from The Lending Channel, borrowers can find actionable advice to boost approval chances and secure a mortgage suited to their needs.

In this guide, we’ll help you understand exactly what you need to do to overcome your credit challenges. We’ll look at your credit score in detail, explore different mortgage options for those with poor credit, and explain the role of a guarantor if you need a bit of extra support. With practical steps, expert advice, and real-life stories, you'll find a path to homeownership that suits you. 

For many buyers, navigating the mortgage process can feel like an intimidating maze, full of deadlines and questions that seem to have no easy answers. One such concern is understanding the timeline of a mortgage in principle. It’s not uncommon for buyers to feel the pressure of whether their mortgage in principle will still be valid by the time they find the right property. 

Did you know that interest-only mortgages make up just 9% of the total number of regulated mortgages in the UK? For many entrepreneurs and business owners, managing financial commitments while pursuing growth can be challenging. An interest-only mortgage might just be the solution that provides the flexibility needed to stay on track.