Guides

Looking to secure a mortgage but has a low credit score? This blog explores mortgage options for individuals with bad credit, outlining steps to improve credit scores, specialised mortgage options, and key factors lenders consider. With insights from The Lending Channel, borrowers can find actionable advice to boost approval chances and secure a mortgage suited to their needs.

In this guide, we’ll help you understand exactly what you need to do to overcome your credit challenges. We’ll look at your credit score in detail, explore different mortgage options for those with poor credit, and explain the role of a guarantor if you need a bit of extra support. With practical steps, expert advice, and real-life stories, you'll find a path to homeownership that suits you. 

For many buyers, navigating the mortgage process can feel like an intimidating maze, full of deadlines and questions that seem to have no easy answers. One such concern is understanding the timeline of a mortgage in principle. It’s not uncommon for buyers to feel the pressure of whether their mortgage in principle will still be valid by the time they find the right property. 

Did you know that interest-only mortgages make up just 9% of the total number of regulated mortgages in the UK? For many entrepreneurs and business owners, managing financial commitments while pursuing growth can be challenging. An interest-only mortgage might just be the solution that provides the flexibility needed to stay on track. 

In this blog, we’ll explore how you can support your loved ones in meaningful ways, from providing financial help for first-time buyers to understanding joint mortgages and navigating inheritance property.

Considering converting your residential property into a commercial venture? This blog explores the complex yet rewarding process of switching from a residential mortgage to a commercial one. Discover the key legal and financial implications, and make informed decisions on your property investment journey.